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Welcome to the National Mortgage Brokers Website.  Any reference to National Mortgage Brokers or nMB  within this Website means National Mortgage Brokers  Pty Ltd ACN 093 874 376 ABN  88 093 874 376. Access and use  of this Website is subject to these Terms of Use and the National Mortgage Brokers Privacy  Act Statement.

CHANGES

National Mortgage Brokers reserves the right to change, modify, add or remove any part or parts of these Terms of Use at its sole discretion.  Your use and continued use of this Website will be deemed as an acceptance of these Terms of Use and any changes that may have taken effect.  Please check these Terms of Use on a regular basis for any changes.

INTELLECTUAL PROPERTY

National Mortgage Brokers claims all intellectual property rights and copyright over all the materials appearing on this Website.  All other business names and trademarks appearing on this Website are the property of their respective owners.

USE OF MATERIALS

National Mortgage Brokers authorises the user to print and copy the materials published on this Website subject to the materials being used exclusively for personal use, that the materials are not modified in way, and that National Mortgage Brokers is acknowledged as the source.  Use of the materials in this Website for any commercial purpose is strictly prohibited.

AUSTRALIAN RESIDENTS ONLY

The materials and information presented on this Website are designed and directed to Australian residents only.

ACCURACY OF INFORMATION

The materials presented on this Website including but not limited to interest rates, calculators, lender panel etc has been prepared from information believed to reliable and accurate.  The information presented on this Website may be reliant on third party information and is subject to change without notice.  Although best endeavours will be made to ensure the accuracy of the information, it may not always be up to date, totally accurate or complete.

INDEMNITY

The user indemnifies National Mortgage Brokers its officers, employees, agents, brokers and affiliates from and against all actions, claims, suits, demands, damages, liabilities, costs or expenses arising out of or in any way connected to the use of this Website.

WARRANTIES

Although National Mortgage Brokers will endeavour to ensure the accuracy, reliability and security of this Website, the user acknowledges that we do not make any express or implied warranties of any kind to the user including but not limited to whether this Website is free from any errors, omissions, defects, viruses, delays or interruptions of service.

LIMITATION OF LIABILITY

To the maximum extent permitted by law, all warranties, conditions, terms express or implied, breaches of contact, negligence and representations about National Mortgage Brokers, access and use of this Website, information provided on this Website, and products and services advertised, offered or supplied via this Website are excluded. Where our liability cannot be fully excluded it will be limited at our option to resupplying our service to you or paying for the resupply of our service to you.

GOVERNING LAW

These Terms of Use are governed by the laws of Victoria, Australia and the parties irrevocably submit to the exclusive jurisdiction of the courts in Victoria, Australia.

SEVERABILITY

Any provision (in part or whole) of these Terms of Use held to be unenforceable, invalid or illegal for any reason will be severed from these Terms of Use and will not invalidate the remaining provisions of these Terms of Use.

ABOUT US

National Mortgage Brokers provides a free and impartial service designed to help users make an informed decision when choosing a home or investment loan in the least amount of time and we also assist users by completing the mortgage loan application process.  We are not a lender, credit provider or licensed investment advisor.  Where you may require financial or investment advice we suggest you seek the services of a licensed advisor.

FEES & CHARGES

National Mortgage Brokers does not charge a fee for the majority of services offered via this Website although standard lender application fees & government charges apply.  Where a commercial property is used as security, brokerage fees may apply. National Mortgage Brokers receives fees from the lenders when users finalise mortgage loan transactions via our service.

LOAN APPROVALS

The approval of all mortgage loan applications are subject to the lending criteria of the lender chosen by the user.

THIRD PARTIES

Where you have clicked-through to National Mortgage Brokers via one of our affiliate websites, we may pay the affiliate a marketing fee for the introduction.

HOW TO CONTACT US

Please attention any correspondence relating to the National Mortgage Brokers Terms of Use to the General Manager of Sales Marketing at:

Level 6, 190 Queen Street
MELBOURNE 3000; or

loans@nmb.com.au

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